I have got a proposal of the daughter of someone who works in the finance company. I want to confirm whether his income and past savings are halal.
He is the VP in the recoveries and receivable department of vehicles. The department responsibilities are:
- contacting people who have not paid their installment for the vehicle.
- If they don’t respond after contacting few times, filing a legal case and police report against them.
- Bringing the vehicles back when people fail to pay their installment.
He doesn’t directly collect the installment money as he is in a senior position. He has around 400 people under him. His role is more around giving advice and distributing work to people. He has worked most of his career in this department of the company. Many other practicing muslims work in his company. He will be retiring from the company in couple of months.
Is his income and savings halal? If his daughter is pious and deeni, will it be alright to accept their proposal? The person whose job I described is the father of the girl I have got proposal from and want to marry. I am the potential groom.
Bismillahi Ta’ala
Walaikum Assalam Warahmatullah
Assessment of whether a particular job is Shariah Compliant or not depends on two main factors.
- Is the majority of the potential employer’s income from ḥalāl or ḥarām sources?
- Is the job befitting of a Muslim?
The reality of the job’s compliance will need a proper factual assessment. However, the information you have mentioned details that the income is not directly from the financial transactions including riba’, which would warrant inherent permissibility of the actions themselves.
However, it must be assessed if the majority of the employer’s income is from such debt collection which involves interest payments. This is problematic and not Shariah Compliant.
Moreover, such a job from its outward sense is not befitting a Muslim as well.
In light of this the chances are that this job is most probably not Shariah Compliant. We cannot make the final decision making without factual information from the company’s financials. But the position is nonetheless void of barakah from the information given.
Since it is a matter of marriage proposal, you as a groom will be responsible for your household. You may choose to be independent from utilization of the father in law’s monies. Do not demand any dowry and request for the daughter to be given the simplest of things. Thereafter establish the bases of your marriage only on Halal and Tayyib which you have ascertained for yourself.
As for potential lack of barakah from her household, insha’Allah with your own management it will not affect your marriage. Make Istikhara and see if the proposal is beneficial for you.
May Allah bring forth all the goodness of Iman and Aafiya for your marriage, Ameen.
Wallahu A’lam
And Allah Ta’āla Knows Best
Mufti Faisal al-Mahmudi